2025 401k Limits Catch Up Over 50

2025 401k Limits Catch Up Over 50. For those who are age 50 and older, you can contribute an additional $1,000 annually, bringing your total to $8,000, the same as it was last year. In 2025, the 401 (k) contribution limit for participants is increasing to $23,500, up from $23,000 in 2024.

The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution. Employee 401(k) contribution limits for 2025.